Workers’ Compensation Insurance Quotes for Trucking Companies & Transportation Services

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Protect Your Drivers with Tailored Trucking Workers’ Comp—Instant Quotes for Fleets, Leased Drivers, and Owner-Ops

Competitive workers’ comp insurance for for-hire truck fleets, local delivery operators, long-haul carriers, and independent owner-operators—coverage in all key trucking states!

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Why Trucking Businesses Need Specialized Workers’ Comp Insurance

Whether you operate a trucking company with a large fleet, manage a regional delivery service, or drive as a leased owner-operator, you face unique risks every mile. On-the-job injuries from accidents, loading/unloading, slips, strains, and traffic hazards add up quickly. Proper workers’ compensation insurance protects your drivers and your business from lost wages, medical bills, liability claims, and regulatory penalties.

  • • Coverage for company-employed drivers, leased drivers, and owner-operators

  • • Workers’ comp quotes for long-haul, regional, last-mile, and local delivery

  • • DOT/FMCSA-compliant and meets shipper/contractor requirements

  • • Multi-state and multi-terminal coverage available

  • • Fast proof of insurance for contracts, loads, brokerage, and compliance audits

    Trucking Operations and Subcategories We Cover

    • • Long-Haul Trucking (OTR & Interstate Carriers)
    • • Regional & Local Transportation
    • • Refrigerated (Reefer) & Dry Van
    • • Flatbed & Heavy Haul
    • • Box Truck & Straight Truck Services
    • • Hot Shot & Expedited
    • • Last Mile Delivery
    • • LTL (Less Than Truckload) and Full Truckload
    • • Auto Haulers
    • • Tanker & Bulk Freight
    • • Courier & Parcel Delivery

    Get a Workers’ Comp Quote for Your Trucking Business in 3 Simple Steps

    • 1. Tell Us About Your Fleet or Operation Quick online form with states operated, type(s) of trucking, number of drivers, and payroll. 50%
    • 2. Compare Trucking Workers’ Comp Quotes Instantly see competitive prices from top-rated insurance providers specializing in trucking risks. 75%
    • 3. Bind Coverage and Get Instant COI Secure and sign online, receive your certificate of insurance fast—meets broker, contract, or DOT compliance needs. 100%
    Illustration showing three steps for an online insurance process: filling out a form, a video call with an advisor, and receiving a policy on a smartphone.
    Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
    Collage of different types of delivery trucks and vans including a semi-truck, box truck, and cargo van.

    Why Trucking Companies Choose WorkComp Options?

    • • Trucking Insurance Know-How: Decades of experience covering transportation businesses of all sizes.
    • • Fast Workers’ Comp Quotes for Truck Drivers: No generic pricing—real quotes for your fleet’s location, size, and operation.
    • • Programs for New Fleets, Owner-Ops, and Large Carriers
    • • Multi-State Trucking? High Mod? No Problem: We help trucking firms shut out by traditional agencies.

    Samira T.

    Logistics Company Owner

    Finally found insurance that understands the risks for hot shot and long-haul drivers—professional and hassle-free.

    Kevin B.

    Short Haul Operator

    We needed a workers comp certificate for our regional box truck fleet, and I had it in an hour—great price, too!
    Four trucking professionals giving thumbs up in front of parked trucks in a logistics yard.

    Trucking Workers’ Comp FAQ & Resources

    1• Who needs workers’ comp in trucking?
    Most states require it for company drivers, leased owner-operators, and even 1099 contractors for fleet compliance.
    2• Can you cover drivers who cross state lines?
    Yes, we specialize in multi-state and interstate trucking risks.
    3• What about part-time or seasonal drivers?
    No problem—get a quote based on actual payroll and driver count.
    4• How fast can I get a certificate for my broker or shipper?
    Often the same day—sometimes within the hour.
    Image featuring a shield icon with a checkmark and four people smiling in a professional setting.
    • Disclaimer: Workers’ compensation quotes for Long-Haul Trucking, OTR, Regional & Local Trucking, Refrigerated Transportation, Flatbed Hauling, Heavy Hauling, Hot Shot, Last Mile, LTL, Auto Haulers, Tanker Transportation, Bulk Freight, Courier & Parcel Deliver. National coverage; not available in all states. In some states; only alternative programs are available.

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