Workers’ Compensation Insurance Quotes for Nursing Homes & Senior Living Facilities

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Specialized Workers’ Comp Coverage for Nursing Homes, Assisted Living, Convalescent Care, and Retirement Communities

Fast, affordable workers’ compensation quotes for skilled nursing facilities, elderly living centers, and long-term care homes—protect your most valuable asset: your care staff.

Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
A healthcare professional in scrubs shaking hands with a visitor in a nursing home setting.

Why Nursing Homes & Elder Care Facilities Need Proper Workers’ Compensation Insurance

Running a nursing home, assisted living center, convalescent home, or elderly residential care facility means your employees face unique risks—lifting, assisting, medical care, and infection exposure among them. Whether your team includes RNs, CNAs, housekeepers, or maintenance staff, workers’ compensation insurance is essential to cover injuries, medical claims, lost wages, and meet compliance requirements for your facility.

  • • Workers’ comp quotes for skilled nursing facilities, assisted living centers, and convalescent homes

  • • Coverage for RNs, LPNs, CNAs, housekeepers, aides, rehab staff, kitchen & maintenance teams

  • • Specialized programs for multi-location and multi-state elder care groups

  • • Workers’ compensation coverage accepted for state accreditation and licensing

  • • Pay-as-you-go, scalable solutions for growing teams and fluctuating staff

    Get a Workers’ Compensation Quote for Your Senior Care Facility in 3 Easy Steps

    • 1. Tell Us About Your Facility Brief online questionnaire about your type of care (skilled nursing, ALF, memory care, etc.), number of staff, and payroll.50%
    • 2. Compare Workers’ Comp Quotes from Top programs review tailored quotes from programs experienced in insuring nursing homes, elderly living facilities, and senior care centers.75%
    • 3. Secure Coverage and Receive Immediate Proof of Insurance Digitally bind your workers’ comp policy and get your certificate for compliance, contracts, and peace of mind.100%
    Four-panel illustration depicting steps in an insurance process, including submission, consultation, and receiving a policy.
    Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
    An insurance advisor and a nursing home administrator discussing a facility compliance certificate at a table.

    Why Choose WorkComp Options?

    • • Senior Care Facility Specialists: Agents experienced with the complexities of workers’ comp in nursing homes, ALFs, and senior living.
    • • Real Quotes, Not Ballpark Estimates: Quotes tailored to YOUR mix of caregivers, nurses, and support staff.
    • • Solutions for New, Established, and Expanding Senior Care Groups
    • • Coverage for High-Modification or High-Claim Facilities: We help those with claim history or tough renewal situations.

    Robert T.

    Skilled Nursing Facility Operator

    Excellent support, fast quotes—even with our high staff turnover. Highly recommend for nursing home owners!

    Linda S.

    Multiple-Facility Nursing Home Administrator

    They understood the risks our CNAs face daily. We got a real workers’ comp quote for our elderly care homes in two states.
    A caregiver assisting a resident in a wheelchair while another staff member walks in the background.

    Senior Care Facility Workers’ Comp FAQs & Resources

    1• Why do nursing homes need workers’ compensation insurance?
    State laws requires nearly all skilled nursing, long-term care, convalescent homes, and senior living facilities to carry workers’ comp for all employees—RNs, CNAs, support staff, and more.
    2• What types of elder care staff are covered?
    Registered nurses (RNs), licensed practical nurses (LPNs), certified nursing assistants (CNAs), personal care aides, rehab staff, housekeeping, kitchen, admin, and facility maintenance.
    3• Can you cover multi-state or multi-location nursing home groups?
    Absolutely—we specialize in policies for elder care and skilled nursing employers operating across state lines
    4• How soon can I receive a workers’ comp certificate for a licensing or Medicaid audit?
    Most cases: same-day as bound certificates are available to meet urgent compliance needs.
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    • Disclaimer: Workers’ compensation quotes for nursing homes, elder care, assisted living, senior living facility, convalescent home, caregiver. National coverage; not available in all states. In some states; only alternative programs are available.
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