Workers’ Compensation Insurance Quotes for Landscaping & Lawn Care Companies

Three individuals working on landscaping with a lawn mower, blower, and gardening tools in a residential area.

Affordable Workers’ Comp for Landscapers, Gardeners, Lawn Techs & Tree Service Crews

Get fast, competitive workers’ compensation quotes for landscape companies, tree services, lawn maintenance, irrigation, and more—serving both residential and commercial clients!

Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
Landscaping crew using equipment for lawn maintenance, including a riding mower and a bucket truck.

Why Landscaping & Lawn Care Companies Need Workers’ Compensation Insurance

Landscaping contractors, lawn care companies, arborists, snow removal crews, and irrigation specialists all face unique risks—from mower injuries and falls to back strains, chainsaw accidents, and chemical exposure. Proper workers’ compensation insurance protects your business and your crew from costly medical claims, lost wages, and lawsuits in the event of on-the-job injuries.

  • • Competitive workers’ comp quotes for landscaping, lawn maintenance, tree care, and snow removal companies

  • • Coverage for field techs, supervisors, and seasonal hires

  • • Fast certificates for new contracts, commercial clients, and property managers

  • • Workers’ compensation for full-service landscaping, design-build, and hardscaping

  • • Pay-as-you-go billing available for fluctuating headcounts or seasonal cycles

    Landscaping & Related Services We Insure

    • Lawn Care & Lawn Maintenance
    • Landscaping Contractors (Residential & Commercial)
    • Tree Trimming & Tree Removal Services
    • Irrigation Installation & Repair
    • Landscape Design & Build
    • Hardscaping (Patios, Retaining walls, Pavers)
    • Groundskeeping & Estate Management
    • Fertilization, Weed Control & Spraying Services
    • Snow Removal & Salting
    • Seasonal, Part-Time, and Full-Time Crews
    Collage of various landscaping services including lawn mowing, irrigation installation, tree trimming, and hardscape installation.

    Get a Workers’ Comp Quote for Your Landscaping Business in 3 Easy Steps

    • 1. Tell Us About Your Business Fast online form—share crew size, payroll, service types, and area(s) served. 50%
    • 2. Compare Real Landscaping Workers’ Comp Quotes Instantly get top rates from carriers who know the landscaping industry and its risks. 75%
    • 3. Bind Your Policy & Get Instant Proof Lock in your coverage online and get your certificate of insurance for clients, HOAs, and commercial accounts. 100%
    Illustration showing a three-step process for obtaining an insurance certificate, including filling an online form, a phone call, and receiving the certificate.
    Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
    Two men reviewing an insurance quote on a tablet while discussing landscaping plans.

    Why Landscapers Trust WorkComp Options

    • • Industry Expertise: We insure many landscaping, tree, and outdoor service companies every year—single truck to fleet.
    • • Workers’ Comp for High-Risk & Seasonal Services: Yes, we insure tree work, chemical spraying, and heavy equipment operations!
    • • New Business? Expanding Fast? We’ve Got You Covered
    • • Multi-State Landscaping Firms Welcome
    • • Super-Fast COIs for HOA, Property Manager & Contract Compliance

    Trina L.

    Full-Service Landscape Owner

    WorkCompOptions.com insured both my landscaping crew and tree service team. Great rates and super responsive!

    Michael S.

    Lawn & Landscape Contractor

    Saved money on workers comp and had my certificate ready for new HOA contracts—so easy!
    Four men in green shirts giving thumbs up in front of a landscaping truck.

    Landscaping Workers’ Comp FAQ & Resources

    1Nearly all states require coverage—even if you hire part-timers, temp helpers, or seasonal workers.
    Absolutely. Most states require workers’ comp, and your contracts or licenses likely demand it as well.
    2• Do you insure tree and snow removal services?
    Yes! Tree care, stump grinding, snow/ice management… no problem.
    3• How fast can I get a certificate of insurance?
    Often same day; just fill out the info and we’ll take care of the rest!
    Image featuring a shield icon with a checkmark and four people smiling in a professional setting.
    • Disclaimer: Workers’ compensation quotes for Landscaping company, lawn care business, tree service, lawn maintenance contractor, irrigation contractor, hardscaping, groundskeeping, landscape designer, commercial/residential landscaper, landscaping maintenance. National coverage; not available in all states. In some states; only alternative programs are available.

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