Workers’ Compensation Quotes for Tree Cutting, Trimming & Removal Companies

Tree service worker in an orange helmet and shirt pruning branches while secured with ropes.

Affordable Workers’ Comp for Arborists, Tree Services & Stump Grinding Contractors

Compare real workers’ compensation insurance rates for tree cutting, pruning, removal, stump grinding, and emergency storm response crews—residential and commercial coverage available!

Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
Two tree service workers in safety gear handling branches and operating a wood chipper.

Why Tree Service Contractors Need Specialized Workers’ Compensation Insurance

Tree cutting, pruning, removal, and stump grinding are high-risk jobs—your crews face hazards from chainsaws, chippers, working at heights, and unpredictable weather. Whether you’re an ISA-certified arborist, tree care company, or storm damage response team, you need workers’ compensation insurance to cover employee injuries, medical bills, lost wages, and legal claims. Protect your business—and keep contracts moving—by meeting client, state, and OSHA requirements for tree service insurance.

  • • Fast, competitive workers’ comp quotes for tree cutting, pruning, removal, and stump grinding

  • • Coverage for ground crews, climbers, bucket truck operators, and office staff

  • • Solutions for startups, established arborists, and emergency response teams

  • • Multi-state and multi-crew programs available

  • • Same-day certificates for municipal, HOA, and commercial clients

    Tree service workers performing various tasks including climbing, cutting, and using machinery.

    Tree and Arborist Services We Insure

    • • Tree Cutting & Felling
    • • Tree Trimming & Pruning
    • • Tree Removal (scheduled & emergency)
    • • Stump Grinding & Removal
    • • Lot Clearing and Brush Removal
    • • Cabling & Bracing
    • • Storm Damage Tree Cleanup
    • • Residential & Commercial Tree Care
    • • Arborist Services
    • • Municipal, HOA, and Utility Contracts

    Get a Workers’ Comp Quote for Your Tree Service in 3 Easy Steps

    • 1. Tell Us About Your Tree Service Business Simple online form—let us know your crew size, services, annual payroll, and state(s) where you operate.50%
    • 2. Compare Tree Industry Workers’ Comp Quotes, review rates from different programs specializing in high-risk tree care work.75%
    • 3. Secure Your Policy & Get Immediate Proof; Bind coverage online and receive a digital certificate of insurance for permits, contracts, and compliance.100%
    Illustration depicting three steps in the insurance process with a computer, advisor, and certification.
    Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
    Two men reviewing information on a laptop in a tree service office setting.

    Why Tree Service Companies Trust WorkComp Options

    • • Tree Industry Expertise: Years of experience insuring climbing crews, arborists, and storm responders.
    • • High-Risk Class Coverage: We insure even the toughest tree work, cranes, bucket trucks, and chainsaws.
    • • Programs for New & Established Operations
    • • Multi-Crew & Multi-State Operations Welcome
    • • Supersonic Certificates: For city contracts, HOAs, property managers, and insurance compliance.

    Simone W.

    Storm Response Team Leader

    Other agents couldn’t help with our high-risk tree work—these guys got our policy approved fast.

    Dale P.

    Tree Service Company Owner

    We needed coverage for our climbers and chipper crews—WorkCompOptions.com delivered a great quote and same-day certificate!
    Three tree service workers in safety helmets standing next to a pickup truck with a tree service logo.

    Tree Care Workers’ Comp FAQ & Resources

    1• Is workers’ compensation required for tree service companies?
    Most states require coverage for crews—even owner-operators and family employees.
    2• Does your policy cover climbers, bucket truck operators, and ground staff?
    Yes—comprehensive coverage for all tree work roles and equipment.
    3• Do you offer insurance for storm response and emergency tree removal?
    Absolutely—we help with year-round or as-needed high-risk coverage.
    Specialized workers’ compensation insurance for tree services, arborists, pruning, removal, and related landscape contractors. National programs. Not available in all states. In some states; only alternative programs are available.
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