Workers’ Compensation Insurance Quotes for Construction Companies & Contractors

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Protect Your Crew: Tailored Workers’ Comp for Contractors, Subcontractors & All Trades

Competitive workers comp quotes for general contractors, roofing companies, carpenters, flooring installers, drywall and all specialty contractors—covering both residential and commercial construction!

Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
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Why Construction Companies Need Specialized Workers’ Compensation Insurance

Construction contractors and subcontractors face unique, high-risk workplace hazards—whether it's working at heights, sharp tools, heavy materials, or complex machinery. Whether you run a general contracting business, a residential remodeling crew, or a multi-trade commercial construction company, your team needs robust workers’ compensation insurance to protect against workplace injuries, medical claims, lost wages, and lawsuits from on-the-job accidents.

  • • Workers’ comp quotes for general contractors, subcontractors, and specialty trades

  • • Roofers, carpenters, drywallers, flooring installers, painters, concrete, MEP (mechanical/electrical/plumbing) contractors

  • Proof of coverage for compliance with state, OSHA, and jobsite requirements

  • • Solutions for residential and commercial construction—renovation, new build, and repair

  • Flexible pay-as-you-go programs for seasonal and fluctuating laborm

    Construction Contractor Specialties We Insure

    • • Roofing Contractors (Commercial & Residential)
    • • Carpenters & Framing Contractors
    • • Drywall Installers & Finishers
    • • Flooring Contractors (Tile, Hardwood, Carpet, Epoxy, LVP)
    • • Painters (Interior and Exterior)
    • • Concrete & Masonry Contractors
    • • Electricians & Electrical Contractors
    • • Plumbers
    • • HVAC & Mechanical Contractors
    • • General Contractors & Remodelers
    • • Siding, Windows, and Door Installation
    • • All Construction Subcontractors

    Get a Workers’ Comp Quote for Your Construction Company in 3 Simple Steps

    • 1. Tell Us About Your Business and Trades Enter your contractor specialty, payroll, # of field/labor employees, and project types.50%
    • 2. Compare Real Workers’ Comp Quotes; review competitive rates from top programs specializing in construction and contractor risks.75%
    • 3. Bind Coverage, Get Instant Proof, Satisfy Client Requirements Secure your workers’ comp policy online and get an immediate certificate of insurance for general contractor onboarding, project bids, and permits.100%
    Illustration showing a construction contractor form, two men discussing, and an insurance policy on a smartphone.
    Woman smiling while holding a stack of cash with a call to action for a workers compensation quote.
    Two construction workers, one in an orange vest and the other in a yellow vest, reviewing insurance quotes on a laptop.

    Why Contractors Trust WorkComp Options

    • • Construction & Contractor Insurance Focus: Decades of experience insuring all construction trades—field crews and office staff.
    • • True Quote Comparison for High-Risk Trades: Roofing, framing, demo & heavy construction welcome!
    • • Solutions for New, Mid-Sized, and Large Construction Firms
    • • Coverage for Multi-State Operations, Wrap-Ups & OCIP/CCIP Projects
    • • Fast Certificates for Building Departments, GCs, & Project Owners

    Brandon H.

    Drywall & Painting Company Owner

    We saved thousands on workers comp for our multi-state drywall crews, and the process took minutes.

    — Jose R.

    Roofing Contractor

    WorkCompOptions.com got us covered for a big commercial roofing job—affordable rates and next-day proof for the GC!
    Four construction workers wearing hard hats and blue shirts posing in front of a building under construction.

    Construction Workers’ Comp Resources & FAQ

    1• Which construction trades qualify for workers comp with your agency?
    ALL. Roofing, framing, finish carpentry, painting, drywall, concrete, electrical, plumbing, HVAC, specialty trades—single or multi-trade!
    2• Is workers’ comp mandatory for 1099 subcontractors?
    Most states require coverage for uninsured subs regardless of classification; we help you maintain jobsite compliance.
    3• Do you work with new construction companies and startups?
    Yes! Workers comp quotes for new ventures, plus growth options as you hire more tradespeople.
    4• Will I get a certificate for building permits and GC compliance?
    Absolutely—fast digital delivery, including Additional Insured where required.
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    • Disclaimer: Workers’ compensation quotes for construction companies, construction contractors, drywall work, plumbers, electricians, HVAC contractors, roofing contractors, roofing companies, painters, flooring contractors, carpenters, residential construction companies, commercial construction, concrete and masonry contractors, remodeling companies, general contractors, construction subcontractors, siding, window and door installation companies. National coverage; not available in all states. In some states; only alternative programs are available.
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